Ronald and Tina have co-owned a beloved café for 10 years. Their current payment system for their workers has baseline hourly pay, which is almost three times as much as the federally required minimum, and is then combined with income from tips. Local activists in the area sparked a debate in which they argue for a "living wage" model. This model operates on the idea that tipping is discriminatory. Ronald and Tina have worries that they would not be able to sustain the proposed model, and that it may actually result in a pay cut for their workers.

Shannon amasses a net worth of $20 million and wants to bequeth this fortune to her children upon her death. Wanting to bypass the sizable estate tax she would have to pass on after her death, she consults a tax lawyer about her options, which mostly involve "tax dodging." With such tax planning strategies, Shannon could spare several million dollars for her children. Without these tax loopholes, Shannon fears that she wouldn't be fulfilling her civic duties.

At the onset of the COVID-19 Pandemic, many stores stopped accepting cash, and are still rejecting the payment method. This is because of the inefficiencies when dealing with cash, such as slow lines, counterfit bills, and the time it takes to process the money. However, by excluding cash payments, a business may be unintentionally discriminatory towards people unable to open a bank account.

Mary had leftover money in her budget for the month, so she decided to donate it to charity. She decided that Kiva, a charity that offers microloans to women entrepreneurs, was her charity of choice. When she told her friend Sam, he warned her that microloans can cause more harm than good, and encouraged her to give her money to GiveDirectly, a charity that gives money to the poor with no conditions on how to use it.

Universal basic income or UBI is a guaranteed stipend provided by the state to its people. Ex-presidential candidate Andrew Yang wanted to provide citizens a monthly 1k. Supporters say that this would give the people a safety net when considering and taking financial risk, as well as pursuing their personal goals without worrying about poverty. Others argue this by saying that providing income to those who don't put enough into earning it is unfair to the ones that do, since indirectly these are the people who would be funding the UBI. Should the UBI have more specific terms on who receives it? Is this unfair to those who work hard for their financial success?

Linda is planning to get married on a budget so she decides to do her own planning, including picking the photographer. Turns out, the photographer that was sent to take the photos the day of was a completely different photographer than the one she met with, and the pictures he took a bit short of ordinary quality. Linda tries multiple times to contact the company for a refund, but each time was met with no response. Linda's reaction was to notify everyone who attended the wedding to blast the company with bad reviews, but Linda's best friend, Viola, has always been against trolling. This hesitation is causing conflict in the relationship. Should Viola give into what her friend wants for the sake of the relationship?

The student debt crisis is steadily increasing by the year. Candidates like Bernie Sanders promise to totally delete all debt, while some promise to severely decrease it. Despite how good this sounds, there are a lot of critics surrounding this. Some say it's not fair for others who have handled their financials in a way where they need no loans. Would this policy be unfair to those who went about things differently? Should this policy be accepted to strengthen the middle class, therefore strengthing the economy since they'd be able to actively participate?

Is any bail system that uses monetary deposits unjust given widespread wealth inequality in the U.S.? Why or why not? If so, how could this be mitigated?

The World Wide Fund for Nature estimates that poachers kill 100,000 elephants each year for their tusks. Some countried have chosen to burn their ivory stockpiles to send a message to poachers. However, destroying so much ivory only makes it scarcer, which threatens to increase both its value and the motivation for further poaching.

Think of some of the athletes, musicians, actors, political figures, or businesses you most admire. Chances are, at least some of them have paid companies to generate followers, “likes,” and comments for their social media accounts. Some influencers admit that buying followers is wrong, while others regard it as merely a tool of the trade. Is it wrong to buy followers and likes on social media?

Universities are increasingly accepting private money to fund academic centers, programs, and faculty. Often, this money comes from sources that have clear political agendas. Proponents of private funding in academia argue that as long as the supported research and teaching meet the standards of acceptable scholarship, it doesn’t matter how it is funded.

Can you balance harms that you cause by donating to charities that address those harms? When is moral offsetting appropriate and inappropriate?

Was it ethical for Anne and Richard to pay a ghost writer to write their wedding toast for their sister? Does the quality and content of the purchased toast affect the morality? Should Anne and Richard tell their sister they bought the toast?

Some have suggested allowing healthy individuals to be legally allowed to sell their organs to stop people on the transplant list from dying due to organ shortages. Opponents point to the possibility of wealthy patients harvesting organs of the young and poor.